COMMITTEE ON LEGISLATIVE RESEARCH

OVERSIGHT DIVISION


FISCAL NOTE

 

L.R. No.:         3257-06

Bill No.:          SCS for SBs 712 & 882

Subject:           Attorney General, State; Business and Commerce; Consumer Protection; Credit and Bankruptcy; Merchandising Practices

Type:              Original

Date:               February 22, 2008





 

Bill Summary:           Allows consumers to place security freezes on their credit reports and creates requirements for merchandise rebates.



FISCAL SUMMARY


ESTIMATED NET EFFECT ON GENERAL REVENUE FUND

FUND AFFECTED

FY 2009

FY 2010

FY 2011

 

 

 

 

 

 

 

 

Total Estimated

Net Effect on

General Revenue

Fund

$0

$0

$0


ESTIMATED NET EFFECT ON OTHER STATE FUNDS

FUND AFFECTED

FY 2009

FY 2010

FY 2011

 

 

 

 

 

 

 

 

Total Estimated

Net Effect on Other

State Funds

$0

$0

$0


Numbers within parentheses: ( ) indicate costs or losses.

This fiscal note contains 4 pages.


ESTIMATED NET EFFECT ON FEDERAL FUNDS

FUND AFFECTED

FY 2009

FY 2010

FY 2011

 

 

 

 

 

 

 

 

Total Estimated

Net Effect on All

Federal Funds

$0

$0

$0



ESTIMATED NET EFFECT ON FULL TIME EQUIVALENT (FTE)

FUND AFFECTED

FY 2009

FY 2010

FY 2011

 

 

 

 

 

 

 

 

Total Estimated

Net Effect on

FTE

0

0

0


Estimated Total Net Effect on All funds expected to exceed $100,000 savings or (cost).


Estimated Net Effect on General Revenue Fund expected to exceed $100,000 (cost).


ESTIMATED NET EFFECT ON LOCAL FUNDS

FUND AFFECTED

FY 2009

FY 2010

FY 2011

Local Government

$0

$0

$0








FISCAL ANALYSIS


ASSUMPTION


Officials from the Office of State Courts Administrator, Department of Insurance, Financial Institutions and Professional Registration, and Office of Secretary of State assumes the proposal will have no fiscal impact on their organizations.


Officials from the Office of Attorney General (AGO) did not respond to our request for a statement of fiscal impact. In response to an earlier version of this proposal, the AGO assumed any potential costs associated with the proposal could be absorbed with existing resources.



FISCAL IMPACT - State Government

FY 2009

(10 Mo.)

FY 2010

FY 2011

 

 

 

 

 

$0

$0

$0



FISCAL IMPACT - Local Government

FY 2009

(10 Mo.)

FY 2010

FY 2011

 

 

 

 

 

$0

$0

$0


FISCAL IMPACT - Small Business


This proposal may have a fiscal impact on small businesses that sell products with rebates. In addition, the proposal could have a negative impact on small businesses that need to conduct credit checks and find out a consumer has placed a security freeze on his/her account.


FISCAL DESCRIPTION


The proposed legislation appears to have no fiscal impact.


This legislation is not federally mandated, would not duplicate any other program and would not require additional capital improvements or rental space.





SOURCES OF INFORMATION


Office of State Courts Administrator

Department of Insurance, Financial Institutions and Professional Registration

Office of Secretary of State


NOT RESPONDING: Office of Attorney General














                                                                                                Mickey Wilson, CPA

                                                                                                Director

                                                                                                February 22, 2008